What We do

What we do

Mortgages

Navigating the world of mortgages can seem like a hike. We’re with you at every step, guiding you with quality mortgage advice that can save you time, money and stress.

Whether you’re buying your first home, moving, reviewing your current mortgage or exploring property investment, our extensive experience can secure the right mortgage for your individual needs. With access to over 50 mortgage lenders and thousands of mortgage deals, we tap into a diverse range of products to recommend the ideal mortgage for you. And, for peace of mind, we’re supported by The Openwork Partnership– one of the UK’s largest financial advisory networks, regulated by the FCA.

But the journey doesn’t end there. We can support you with other essential home-buying and mortgage services. From conveyancing to surveys, we oversee your applications by working with providers and third parties to help you make sense of it all. And when your mortgage deal ends or if circumstances change, we’re here to work out the best option for you.

Ways we can support you:
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• Buying a home
• First-time buyers
• Remortgages
• Buy-to-let mortgages
• Offset mortgages
• Flexible mortgages
• Self build mortgages
• Equity release *
• Second charge loans *
• Bridging finance *
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Talk to us to find out more

* - These products include a referral service to a specialist adviser.

YOUR PROPERTY MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Some Bridging Finance and some Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Financial Protection Planning

Life can be unpredictable at times. Having financial protection is crucial to safeguard you and your loved ones, if your journey takes an unexpected turn.

We’re here to help alleviate your worries and protect your financial wellbeing should the unforeseen happen. This could be anything from protecting your home and contents, being prepared for a serious illness or accident, or ensuring your family are financially secure in case of your premature passing. Our protection solutions are always tailored to your individual needs, whether you’re taking your first steps into financial protection, re-evaluating your current cover or exploring the unchartered territories of setting up and safeguarding your business. By accessing a wide choice of insurance providers, we bring you a diverse range of options to protect your finances if things go off track.

And, for peace of mind, we’re supported by The Openwork Partnership – one of the UK’s largest financial advisory networks, regulated by the FCA.

We complete applications for you, and if you need extra support and will liaisewith providers and other third parties on your behalf. And we’re always here toreview your cover and make sure it’s right for you at every stage of yourfinancial journey.

Ways we can support you:
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• Life Insurance
• Critical/Serious Illness Cover
• Income Protection
• Business Protection
• Tailored Financial Protection Advice
• Collaborative Support
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Talk to us to find out more

Retirement Planning

Moving towards a more secure financial future is an ongoing journey. The freedom to choose when you stop working is a big part of that.

Making small steps is the best way to achieve your longer-term goals to build a nest egg for your retirement. Having sufficient funds is crucial and we will guide you on what ‘enough’ means.

We aim to make the process as simple and stress-free as possible. Working together, we put a retirement plan in place that’s right for you. This may involve simplifying and consolidating your existing plans, as well as having a tax-efficient savings strategy.

By liaising with existing providers and third parties we bring you clear advice on your wealth accumulation. As retirement approaches, our focus shifts to strategic guidance and tax-efficient drawdowns.

Our expert advice is always supported by The Openwork Partnership – one of the UK’s largest financial advisory networks, regulated by the FCA. And we regularly review how your retirement planning is going to keep you on track.

Ways we can support you:
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• Automatic enrolment for employees and employers
• Self-invested pension scheme (SIPS)
• Holding commercial properties in a pension
• Annuities
• Income drawdown
• Flexi-access drawdown
• Reviewing existing arrangements
• Self-employed and company director pensions, including setting-upand managing pensions and investments within it
• Junior pensions
• Pensions & Divorce
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Talk to us to find out more

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.

Investment Planning

Making the right investments is a big decision in your financial journey. That’s why we have a clear and thorough process to help you make an informed decision.

First, we build a picture of your investment goals, income needs and attitude to risk. Only then do we tap into our carefully selected panel to recommend an investment solution for both your present and future needs.

We focus on diversification, top investment managers and how long you intend to invest. Then we can identify and help you make the most of available annual tax allowances through ISAs and pensions, plus specialist investments to ensure you have tax-efficient solutions.

Our advice and guidance will help you make the right choice from the wide range of available investment solutions.

For peace of mind, our expert advice is always supported by The Openwork Partnership – one of the UK’s largest financial advisory networks, regulated by the FCA.

And we continue to work with you, regularly reviewing your investments to keep you moving in the right direction.

Ways we can support you:
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• Business property relief *
• Cash management
• Discretionary fund management
• EIS *
• General Investment Accounts
• ISAs
• Junior ISAs
• Offshore bonds
• Onshore bonds
• Structured deposits
• Trustee investment plans
• VCTs *
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Talk to us to find out more

* DON’T INVEST UNLESS YOU’RE PREPARED TO LOSE ALL THE MONEY YOU INVEST. THIS IS A HIGH-RISK INVESTMENT. YOU MAY NOT BE ABLE TO ACCESS YOUR MONEY EASILY AND ARE UNLIKELY TO BE PROTECTED IF SOMETHING GOES WRONG

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.

Estate Planning

So you’ve reached the summit of your financial journey, and ideally have accumulated wealth and surmounted tax challenges.

If your estate surpasses £325,000, potential Inheritance Tax (IHT) liability is something you need to consider.

We’re here to guide you through the complexities of successful estate planning. But, it’s not just about reducing your Inheritance Tax. We collaborate with third parties, including specialist solicitors and product providers, carefully selected by The Openwork Partnership – one of the UK’s largest financial advisory networks, regulated by the FCA.

Through this collaboration, we help you navigate the intricate landscape of end-of-life financial planning.

Guided by your unique circumstances and financial goals, we advise you on a range of diverse investment choices in a holistic yet strategic way. So your end-of-life planning preserves and distributes your wealth, both now and in the future. This includes essential components like drafting a Will, structuring Trusts and establishing Powers of Attorney, and understanding the tax liabilities you may leave behind.

At every step, we’re here to help you create a secure, well-structured financial legacy.

Ways we can support you:
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• Business property relief *
• Cash management
• Discretionary fund management
• EIS *
• General Investment Accounts
• ISAs
• Junior ISAs
• Offshore bonds
• Onshore bonds
• Structured deposits
• Trustee investment plans
• VCTs *
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Talk to us to find out more

* DON’T INVEST UNLESS YOU’RE PREPARED TO LOSE ALL THE MONEY YOU INVEST. THIS IS A HIGH-RISK INVESTMENT. YOU MAY NOT BE ABLE TO ACCESS YOUR MONEY EASILY AND ARE UNLIKELY TO BE PROTECTED IF SOMETHING GOES WRONG

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.

Grant Colson Financial Planning Limited is a representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Grant Colson Financial Planning Limited is registered in England & Wales no. 08845933.

Registered Office at Delta 606 Welton Road, Delta Office Park, Swindon, SN5 7XF.

Approved by The Openwork Partnership on 12/07/2024

The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers in the UK.
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